Risk & modeling
For: risk, senior credit, and model governance.
Not for: loan officers looking for daily approve/reject (use Lending & portfolio).
These surfaces focus on risk estimation, pricing offers, and model/AI governance. Product rules live under Product factory & automation.
Guides
| Guide | Who · why |
|---|---|
| Default prediction | Portfolio / PD-style monitoring for committees |
| Dynamic pricing | Rate or band suggestions under policy and caps |
| ML center | Model health and drift-not customer promises |
| AI center | Assistive tools with human-in-the-loop |
Role notes
Default prediction and related risk menus are often hidden from loan officers by design. They still work applications and approvals. If a menu is missing, see Missing menu item?-do not assume a product outage.
Partner-facing risk language: AIS risk monitoring.
Next: Default prediction