AIS for partner banks
This section explains AIS (Akafay Intelligent Services) in business language for partner banks: what you gain in credit decisioning, monitoring, and explainability, where responsibilities sit, and how you verify outcomes with your governance teams.
It is not a dump of internal engineering notes. Deeper technical packs live in the AIS repository under documentation/ (for bank IT staff with repo access) or are provided by your AIS account team under contract.
:::tip Key takeaways
- Suite picture: How products fit (Akafay · Decision PRO · AIS).
- Origination & policy: AIS distinguishes advisory previews from server-enforced rules on loan create and transitions-align with risk (see Credit decisioning and Policies).
- Definitions: Glossary & FAQ.
- On screens: AIS on Decision PRO screens.
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How outcomes move (high level)
AIS turns approved data and policy into decisions and evidence your channels and staff tools can show.
What you will find here
| Topic | Page |
|---|---|
| Outcomes in credit decisioning | Credit decisioning & outcomes |
| Monitoring at a bank-relevant level | Risk monitoring |
| Explainability without equations | Explainability |
| What AIS does not do | Boundaries & split |
| Data categories & handling | Data handling |
| Your bank vs AIS roles | Bank and AIS roles |
| Policies, approvals, reporting | Policies, approvals & reporting |
| Evidence banks typically request | Verification & evidence |
Deeper engineering annexes (if your contract includes repo access) come from your AIS account team-not from this bank navigation.
One-sentence summary
AIS helps your bank decide and defend credit outcomes with consistent policy, clear reasons, and evidence your risk and audit teams can work with-while your bank stays accountable for customer relationships and regulatory obligations.